Disclosure

This website is not primarily financially driven I created it to keep sharing with people who has attended seminars I hosted.

However, since December 1, 2009, the Federal Trade Commission AND most global trade commissions requires bloggers / writers and people sharing information like I do to provide disclosures whenever there could be a possible financial gain or hidden interests or benefits or unspoken biases related to items or person or product recommendations.

So I have to say that ‘Yes’ I do have links on this site. There are, for example, links to learn more about a book I have read or a product I recommend on this site. I put them there as a convenience and as a way of getting some revenue to support the site.  ‘Yes’ I just might get 10 cents from Amazon instead of nothing if you buy a book I recommend.

So please be aware that when you exit this site via a link, somehow I may earn some money which I am sure you won’t mind.  But I have to tell you this. I also on occasion post Google Ads which if you click get me a few cents of income. I think you know Google Ads but I have to tell you this.

I could put Disclaimers all over the place but this would be a real eye sore for you.

To cover me please note that for every recommendation, link or product I use or suggest I could earn some money but I may never

By the way, I appreciate if I do receive some income because of your actions.

David

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Now since I am writing on a topics that might relate to health and wellness, financial income and other topics too and because you may subscribe by email or leave this site via a link to see another site I have been told I need to have disclosures on wellness, earnings claims and privacy. So here goes.

My Health and Wellness Disclaimer

All statements of stress management, health, happiness, success and well being or examples of such made on this website/blog, during seminars, coaching free or paid for or in the products offered, are offered only as estimates of potential stress management, health, happiness, success and well being etc. They are not at all guaranteed. Life never has any guarantees does it? (except taxes!) Testimonials on this site or at events often illustrate extra ordinary results with original effort that most people do not achieve. You should not expect to replicate another persons health, happiness, success or well being since you are different from them and your actions will be different to one degree or another. I can make no guarantee or assurance you will have similar results to the examples offered. If you use my information as a base you accept the reality you may not end up being healthy, happier or better than when you started out you may in fact depending on your actions end up in a worse position mentally, physically, emotionally or financially.

Again, any claims or representations relating to possible increased well being made on this site, during presentations or in products offered are not typical of the results you may achieve since I (yes, it is still me David here) make no guarantee of any prior successes can be used to indicate your future well being. Your health, happiness, stress management, well being and financial success relate to many factors including your socio economic background, your creativity, your motivation, your work ethic, your ability to follow guidance, your home and work situation, your expectations and more.  This makes it impossible to predict how individuals like you will end up being. You may not end up being any happier or healthier and depending on your actions you may end up in a worse position mentally, physically, emotionally or financially and you accept the risk of this happening when you use our products and services offered on this website, associated websites, associated blogs and at events.

There are risks involved in any process of personal and business development so please do your own research and ‘due diligence’ when it comes to making personal, business and/or family decisions. The services and products offered on this website, associated websites, associated blogs and at events are for educational and information purposes only. Your are to use caution and seek professional advice of your medical practitioner, your lawyer, your financial advisor or another professional you deem appropriate before making decisions to make purchases and decisions. Verify what you need to know with an outside service prior to making any decisions if you need to do so.

When you invest in the products and services available on this site or related sites and blogs or during events you agree that in no way is David Hennessey or this business and its products, services, events and websites responsible for the success or failure of your ability to effect your health, happiness and prosperity and the health, happiness and prosperity of those you work with. We are simply providing information and expect that you will do your own research and due diligence.

Thank you for reading this notice

Now here is my Earnings Disclaimer

All statements of income or earnings or success are examples of such made on this website/blog or in the products offered or during presentations are offered only as estimates of potential earnings as a result of taking actions suggested. They are not at all guaranteed. Testimonials when shared or posted here often illustrate extra ordinary results with original effort that most people do not achieve. You should not expect to replicate another person’s success since you are different from them and your actions will be different to one degree or another. We can make no guarantee or assurance you will have similar results to the examples offered. If you use our information as a base you accept the reality you may not do as well.

Again, any claims or financial representations relating to possible income made on this site, or during presentations or in products offered are not typical of the results you may achieve since we make no guarantee of any prior successes can be used to indicate your future financial results. Your financial success and income relate to many factors including, your creativity, your motivation, your customer/ client background, your work ethic, your business skills, your customer service skills, your ability to follow guidance and your expectations and more. This makes it impossible to predict how individuals like you will perform. You may not make any money at all or depending on your actions you may lose a large sum of money and you accept the risk of this happening when you use our products and services offered on this website, associated websites, associated blogs and ideas shared at an event.

There are risks involved in the field of any business whether it is internet or bricks and mortar based. Your decisions based on what we offer can lead to potential gains, making no money or a significant financial or other loss.

Please do your own research and ‘due diligence’ when it comes to making business decisions. The services and products offered on this website, associated websites, associated blogs and at events are for educational and information purposes only. Your are to use caution and seek professional advice of your lawyer, your accountant, your financial advisor or another professional before making decisions to make purchases and decisions. Verify what you need to know with an outside service prior to making any decisions if you need to do so.

When you invest in the products and services available on this site or related sites and blogs you agree that in no way is David Hennessey or this business and its products, services and website responsible for the failure of your business decisions and any financial lose you may incur. We are simply providing information and expect that you will do your own research and due diligence.

Thank you for reading these notices.

And here is my Privacy Policy

Subscribers: We do not trade, rent or sell our list of subscribers to newsletters nor do we trade, rent or sell our list buyers of products or services without your consent. If you have made a subscription to one of our services or if you have made a previous purchase from us from time to time you may receive information from us to see if you are interested in another product, service or to see if you are interested in attending an event. Since this is a business and we do need to market our products and services. If you do not wish to receive future promotional information please let us know. Currently, our email service provider is Mailchimp www.mailchimp.com and Aweber www.aweber.com  Please visit their respective sites if you have any questions about how they conduct their work and read their privacy policy.

Analysis: Please note we analyzes the logs on our websites and our blogs to help us constantly improve the value of the content and services available. Our logs are not personally identifiable and we make no attempt to link the logs to individuals that actually use our site.

Email inquiries: When you make an email inquiry you give us your permission to be contacted. Your email address may be added to our general solicitation database which can unsubscribe from at any time.

Feedback, Survey respondents and Customer contact: if you are a customer and email us at this site or phone or use regular mail to contact us you are giving us permission to collect, store, retrieve and otherwise use any information you send us unless you explicitly state otherwise in your communication. If your communication can be seen by us as a testimonial you by sending the message are agreeing that it may be publicized for commercial purposes unless in the same message you explicitly state otherwise. If your respond to a survey be aware that information you offer may be used for solicitation for commercial purposes and product design by us, by joint venture partners, affiliates and marketing companies.

Users: This website is not lawfully to be used or accessed by persons under the age of 18 or who are otherwise covered by the provisions of the Child Online Privacy Act of 1998 (COPA). If you are under the age of 18 you must leave this site immediately.

Site Advertisements-Banners, Pop ups, hyperlink Ads: When you visit this site and click on a site ad and/ or a banner ad and or a pop up ad and or another form of hyperlinked ad you must assume information will be collected about you from these advertisers. We, this website provider are not responsible for the use of information you give by your actions. Be aware acting on these ads will have your information collected, cookies placed on your hard drive and we, the website provider are not responsible for what happens with your information or the accuracy of the advertisements you visit. We also cannot guarantee your actions will not lead to third party advertisers from which a download may contain harmful computer code being installed on your computer. As always do your own research before acting on using information.

Referring emails and web pages: When you send a friend an email with one of our page URLS or with an email about this site from this site you must be aware that some data about your actions is collected via your IP address, your email and your friend’s email. Your message will appear to your friend as coming from you and you must accept the full responsibility of sending them the information in case any damage results from your referral.

Public Forums, bulletin boards or blogs: using these services is done at your own risk. By using them on this site or related sites you waive all rights to complain about the consequences to us as we do not always monitor these programs and you take on all your own risk when you post publicly or share with another on these services via comments you make and more.

Unwanted emails or spam: when you give us your email you waive all rights to file complaints concerning unsolicited emails from this website or affiliated organizations or persons. However, all emails you receive will give you the opportunity to ‘unsubscribe’. If this is your wish please do so and your name with be withdrawn from the solicitation database. We do not want to keep sending you information you do not want.

Cookies: cookies are computer language for bits of computer code that is placed on your hard drive to keep track of your search behavior and actions on the site. This helps websites like this one who are using analysis programs like ‘google analytics’ to collect information on your computer, your email address (if used) and your IP address with the purpose of understanding visitor behavior and actions on this site. For example, pages visited. By using this site like many sites you are giving permission to the placement of cookies on your hard drive. If you do not wish to use sites that contain cookies you will need to block your access to websites that place cookies on your computer. When this site is visited you are giving permission for the information gathered to be collected, stored, retrieved and used for product design, marketing to you and general commercial marketing by this site, affiliates and other marketing organizations.

Usage of information: you must be aware that using this site may result in any information you share with us being shared with other persons or parties for product creation or marketing purposes. With the exception of credit card information or other financial information which not usually known by us as it is collected by outside companies like PayPal www.paypal.com when you enter a transaction. (Read more details below in section on Order Security) If you do not want any solicitation received by you please directly make note of this to us on paper, by phone or by email and make sure you receive a confirmation that we have received your request. As always, take caution when putting your personal information on line.

Order Security: When you buy a product directly from us you do not buy directly on this site. Instead you are redirected to the Pay Pal site www.paypal.com that creates secure transactions for small sites like this one and big sites like the Ebay Auction site (www.Ebay.com.). You action may also lead you to visit the Amazon site www.amazon.com or another site this website and / or blog is linked to. Your transaction and financial information is then processed through the other site. We never receive or obtain any of your financial data. If you have questions about the security of using Pay Pal, Amazon or another site please review the sites privacy policy and other disclaimers before taking any action.

Security of your information: please be aware we do our best to keep any information we have secure. However, you must assume that it is possible for ‘hackers’ to obtain your information and use it in a manner that may cause you harm. By using this site you agree that this site and its operators and companies that assist it in the manner of conducting business are not responsible for damages to you and you waive all claims of any nature should your information be inappropriately accessed and used.

Disputes or claims: site users, visitors, customer and clients agree that the applicable law to be applied in any dispute or claim shall be that of the residence of the website owner(s). The prevailing party shall be reimbursed by the other party for any and all costs associated.

Viewing of this policy is construed as acceptance of the terms of this policy. If you do not wish to accept the terms of this policy you are fraudulently using this site and must leave it immediately.

Please note this policy is subject to change without notice. Please check back frequently for any modifications.

If you have additional questions or comments please contact us via the contact link in the page menu

Thank you for reading this notice.

Last revision 7th February 2017. You are responsible to check back to make sure there have been no changes since your last reading.